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Financial Services by Lexus

Funding a new Lexus on finance means you can take advantage of low interest rates and guarantee the future value of your vehicle, making it a smarter way to buy a car!

Do you have historic credit issues? No problem. We can help you find your perfect Lexus thanks to our Impaired Credit Car Finance.

Lexus Finance Options

Our dealer teams will work with you to choose the most suitable payment method for each and every customer, choosing from a range of finance options to help you pay for your new Lexus. Lexus Connect Contract Purchase, Lexus Connect Contract Hire, Lexus Hire Purchase, Lexus Lease Purchase, Lexus Personal and Lexus Leasing are all available, giving flexibility to the way you pay for your new car. Contract Hire allows you to pay for your new car in fixed monthly installments, with optional fixed cost servicing, while Connect Contract Purchase gives you the freedom to own the car after completing an agreement of fixed monthly payments.

Inchcape Lexus Finance Offers

We're also proud to offer the best deals on new Lexus cars, which all boast generous Guaranteed Future Values.
With offers updated on a regular basis there is always a good time to treat yourself to a new or Approved Pre-Owned Lexus.

Check out our latest new and used car offers – complete with great finance deals! For the very latest options, feel free to contact your local Inchcape Lexus dealer, based at Derby, Guildford and Nottingham.

Finance Explained

Our flexible range of finance offers mean that there is a deal to suit everyone. See the table below for a brief overview of each package, or contact your nearest Inchcape Lexus for more information.

Lexus Connect
Contract Purchase
Lexus Connect
Contract Hire 
Lexus Hire
Lexus Lease
Lexus Personal Lexus Leasing 
 Fixed Monthly payments  ✓  ✓  ✓  ✓  ✓  ✓
 Ownership at end of agreement  ✓  ✗  ✓  ✓  ✗  ✗
 Deferred payment at end of agreement
 ✓  ✗  ✗  ✓  ✗  ✓
 Optional fixed cost servicing
 ✓  ✓  ✓  ✓  ✓  ✓

Inchcape Retail Limited is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them.

Finance Lease

A finance lease is a tax efficient and flexible way of purchasing a car. As with Contract Hire this way of funding is more suited to a business customer. The flexibility comes from the ability to choose between two options. The first being that they can spread the total cost of the vehicle, which includes interest charges over a certain period leaving no further money to be paid. The second option is simply to offset an amount to the end of the term with the result being that the customer would benefit from lower monthly repayments. The final deferred rental would be based on the anticipated, projected resale value of the vehicle ...

The responsibility for selling the vehicle at the end of its contract term lies with the customer. This means that there could be a profit depending upon the amount of finance still outstanding.
In terms of businesses, while the ownership of the vehicle remains with the leasing company for the period of the contract, the vehicle does actually appear on the company's balance sheet. As with Contract Hire a proportion of the rentals paid can be offset against taxable profits

Lexus Insurance

Find out more about Lexus Motor Insurance and Assistance click here