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Hire Purchase

Hire Purchase is a straightforward, affordable route to ownership. This is the perfect way to buy a vehicle if you want to work your way up to full ownership over a period of time and spread the overall cost of owning a smart.

How Hire Purchase works.

At the start of your agreement you pay a deposit on your chosen smart, then throughout the duration of your agreement you pay the agreed payments over the agreed term until the remainder of its value is repaid.

Product features:

  • You will own the vehicle at the end of the finance agreement.
  • Fixed regular payments means you can easily budget.
  • A flexible deposit and repayment term means you can tailor the financial agreement to suit you.
  • Monthly payments are not based on annual mileage.

 Additional features for business users:

  • The vehicle is an asset on the balance sheet, therefore tax allowances may be deducted from taxable profits.
  • Payments are not subject to VAT.

At the end of your agreement:

You will own the vehicle outright.

Please note that the 'Option to Purchase Fee' of £10 will be debited from your account. This will complete the purchase of your smart, leaving you free to simply enjoy your vehicle.