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Agility, our Personal Contract Purchase (PCP) product, is a flexible method of financing your smart over a fixed term. The agreement defers your decision of whether you purchase, hand back or part-exchange your smart until the end of your agreement.

How Agility works:

At the start of an Agility agreement, you put down a deposit and decide the term of your agreement. Your Business Manager will advise you of the Guaranteed Future Value of your smart, which offers you the reassurance of knowing exactly what you will need to pay to own the vehicle outright in the future (this is known as the Optional Purchase Payment). This helps you guard against the risk of unplanned depreciation and enables you to benefit from lower instalments as you are only paying a proportion of the vehicle’s value.

Throughout your agreement you simply pay your agreed monthly payments.

Product features:

  • Fixed regular payments mean you can easily budget.
  • Payments are based only on a proportion of the vehicle’s value.
  • Our Guaranteed Future Value avoids the risk of unplanned depreciation of your vehicle.
  • You defer your ownership decision until the end of the agreement.

Additional features for business users:

The vehicle is an asset on the balance sheet, therefore tax allowance may be deducted from taxable profits.

At the end of your agreement:

You have three options to choose from.

Option 1: Purchase your smart. 

Purchase your smart by paying the Optional Purchase Payment and Purchase Activation Fee. Please note the 'Purchase Activation Fee” of £10 will be debited from your account.

This will complete the purchase of your smart, leaving you free to simply enjoy your vehicle.

Option 2: Hand back the smart.

If you decide to return your vehicle to us, it must be in line with our Vehicle Return Standards. As vehicle condition, excess mileage and other charges may be payable.

Option 3: Part-exchange your smart. 

Purchase your smart by paying the Optional Purchase Payment and Purchase Activation Fee. Please note the 'Purchase Activation Fee” of £10 will be debited from your account.

This will complete the purchase of your smart, leaving you free to part-exchange for a new one.

Service Care rates

If you choose to return your vehicle, under the terms of your finance agreement, your vehicle must meet our Vehicle Return Standards.

Service Care is the easiest way to manage your service costs. By making a small monthly payment, you can spread the cost of essential services. 

We guarantee the price of parts and labour for up to four services. This includes any additional items such as brake fluid, spark plugs, fuel filter, air filter and screen wash.

You can arrange your services at any smart Approved Repairer in the UK, where our trained technicians use Genuine Parts that come with two years unlimited mileage warranty.