BMW Finance

Find the right finance package to suit you at Inchcape BMW.

We have a selection of straightforward finance plans for new and approved used BMWs available across the entire range. The options include ways to buy and hire BMWs with options to upgrade or return a vehicle, plus a special maintenance package to keep your BMW on the road without unexpected costs.

Each finance plan has its own benefits, and each is designed to be flexible giving you the control you want over your budget whilst getting you on the road in your new BMW smoothly.

BMW SELECT a common way of buying a New or Used BMW.

This option is designed for those who might like to change their car regularly, and also for those customers who would like the flexibility to own, return or upgrade their BMW after a period of time. All you need to do is:

  • Select your BMW
  • Choose a repayment period
  • Agree a maximum mileage
  • Agree a deposit and monthly payments to suit your budget (insert typically 10% to 30% of the vehicle’s value)
  • At the end of your agreement you can decide to keep the car by paying the final payment, part exchange the car for a new one or just hand the car back to us.

Benefits of BMW Select

  • Fixed payments make budgeting easier
  • More affordable monthly payments open up more options to upgrade
  • Changing your car every 2.5 to 4 years means less money is spent on repairs and maintenance, giving you greater value for every pound spent

The Cooper Group Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them.

BMW Hire Purchase - Personalised fuss-free fixed payments.

Hire purchase is a simple way to finance a new BMW that is yours to keep. Fixed monthly payments mean you have greater control over your budget, plus repayment terms are agreed to suit what you can afford. All you need to do is:

  • Select your BMW
  • Choose a repayment period
  • Agree a deposit and monthly payments to suit your budget
  • At the end of the agreement, once all payments have been made the BMW is yours to keep

Benefits of BMW Hire Purchase

  • It is easy to budget because you always know what you are spending with fixed repayments
  • No mileage restrictions to worry about
  • The car is yours to keep at the end of the agreement

The Cooper Group Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them.

Hire terms suited to meet your needs and your budget.

This option is perfect for short and long term hire options, especially for business customers who can claim up to 50% of the VAT! There is also an optional maintenance package available. All you need to do is:

  • Select your BMW
  • Choose a hire period
  • Agree a maximum mileage
  • Agree a deposit and monthly payments to suit your budget

At the end of your contract we will come and collect the BMW – providing the vehicle is still in good condition and is within the agreed mileage, you will have nothing more to pay.

Benefits of BMW Contract Hire

  • Easy to budget with fixed payments
  • No need to worry about depreciation or selling your BMW – you get to enjoy driving it without the responsibility of owning it
  • Initial outlay is small, and you can still choose the right specification for your needs
  • Optional maintenance package can lead to reduced costs
  • Business customers benefit from reduced monthly rental fees with the ability to claim up to 50% of VAT on monthly rentals and 100% on maintenance rentals

The Cooper Group Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them.