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Audi Finance Options

At Inchcape Audi, we understand that everyone is different. So whether you want to buy, hire or lease a new or used Audi, we can offer flexible finance schemes that suit your needs. Using the latest technology, we can input your details, obtain an approval and print off your paperwork, all within a few short minutes.

We can provide you with all the products and services you want under one roof. You can finance and insure your car, easily and conveniently without ever having to leave your Dealer's showroom.

Do you have historic credit issues? No problem. We can help you find your perfect Audi thanks to our Impaired Credit Car Finance.

A Personal Contract Plan can allow you to regularly update the Audi you drive, in an affordable and easy to manage way.

How it works:

A portion of your car’s current value is deferred until the end of your agreement. This can mean your monthly repayments are lower than they would have been using another finance method.

At the end of your agreement:

    Option 1: Part-exchange your Audi for another one and start a new Solutions agreement

    Option 2: Pay the option-to-purchase fee and the final payment and keep your Audi

    Option 3: Hand back your Audi, with no further payment (terms and conditions apply)

Contact your local Audi Centre for more information or explore the latest Audi offers.


With Hire Purchase, you pay a deposit and pay off the value of the car in monthly instalments, with the loan secured against the car.

How it works:

  • Set how long you want to make repayments over (which can be up to 60 months), agree a monthly payment to suit your budget, and pay your initial deposit (typically 10%)
  • The remaining finance is equally divided over the term of the agreement and fixed
  • After the last payment has been made (including the option-to-purchase fee) you will then own your Audi

At the end of your agreement:

  • Pay the option-to-purchase fee and keep your Audi
  • Part exchange your Audi for a new one 

Contact your local Audi Centre for more information or explore the latest Audi offers.


Contract Hire is a straightforward hire agreement that does not have an option to own the vehicle at the end of the contract period.

How it works:

Contract Hire is popular with businesses that want the benefits of new cars without the longer commitment associated with other finance agreements.

You make fixed monthly payments (plus VAT) throughout the term of your agreement

At the end of your agreement:

Simply hand the vehicle back (subject to terms and conditions of your agreement).

Contact your local Audi Centre for more information or explore the latest Audi offers.


Drive the car you want, without the task of selling it at the end of your agreement.

How it works:

A Finance Lease lets you drive the latest Audi, without the commitment to own the car at the end of the agreement. Instead, you receive a percentage of the payment following the sale of the vehicle.

Audi Finance offer two different finance lease rental plans:
  • Full Payout Lease – where the entire cost is paid over an agreed term with monthly rental payments (plus VAT)
  • Balloon Lease – which allows cheaper monthly rental payments (plus VAT) but requires a lump sum to be paid as the final rental payment
Contact your local Audi Centre for more information or explore the latest Audi offers.