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Finance Your Mini

Pick the perfect finance package to suit you at Cooper MINI

Whether you are looking for a MINI to hire for a while, a MINI to upgrade when suits you or a just a convenient way to pay for a MINI to call your very own, we have a range of straightforward finance packages to suit your needs and your budget.

Each option has its own great range of benefits, and each package has been planned with flexibility and financial security in mind, allowing you to keep total control over your budget and get you on the road in a new or approved used MINI smoothly. We have a dedicated team member in each of our dealerships ready to answer any questions you may have.

Do you have historic credit issues? No problem. We can help you find your perfect MINI thanks to our Impaired Credit Car Finance.

A personal contract purchase and a common way of buying a New or Used Mini. Keep your car, upgrade your car or just hand the keys back and walk away – this is the perfect option for total flexibility, and you don’t have to decide what you want to do until your agreement comes to an end!

How it works

  1. Choose a MINI
  2. Tell us what repayment period suits you
  3. Agree a maximum mileage with your advisor
  4. We work out what the final value of the car is at the end of the agreement
  5. Together we work out a deposit and monthly payment amounts to suit your budget (insert typically 10% to 30% of the vehicle’s value)

When your agreement comes to an end you can decide to keep the car by paying the final payment based on the value agreed, part exchange the car for a new one or just hand the car back to us at no extra cost – just as long as your MINI is in the condition expected and you have not exceeded the agreed mileage!

Benefits of MINI Select

  • Easy budgeting with fixed payments
  • More affordable monthly payments mean you can have more gadgets and gizmos if you want
  • Spend less on maintenance and repairs by changing your car every 2.5 to 4 years

For more information please contact your preferred MINI dealer.

The Cooper Group Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them/

Enjoy a MINI without the commitment of ownership. This is an excellent option for business customers, and anyone who wants to hire a MINI without the added responsibility of buying or selling the MINI at the end of the agreement. Plus business customers can now claim up to 50% of the VAT with contract hire!

How it works

  1. Select and customise your MINI
  2. Choose a hire period
  3. Agree a maximum mileage
  4. We then work out what deposit and monthly payments will suit your budget

When the agreement comes to an end we simply come and collect the MINI. Providing the vehicle is still within the agreed mileage and in good condition, you will have nothing more to pay.

Benefits of MINI Contract Hire

  • Fixed payments for fuss-free budgeting
  • No need to worry about depreciation because you won’t need to sell your MINI at the end of the contract
  • Small initial outlay means more chance to add gizmos and gadgets
  • Addition of optional maintenance package can reduce cost of upkeep
  • Business customers can claim up to 50% of VAT on monthly rentals and 100% on maintenance rentals

For more information please contact your preferred MINI dealer.

The Cooper Group Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them.

The traditional way to own your own MINI. Spread the cost of paying for your car over a time that suits you. Fixed monthly payments are the most convenient way to finance a MINI purchase, and once you have made all the necessary payments the MINI is yours to keep.

How it works

  1. Select your MINI and make it unique with all the gadgets and gizmos you want
  2. Agree a repayment period
  3. We then work out a deposit and monthly payments to suit your budget
  4. When your contract ends and as long as all payments have been made the MINI is all yours!

Benefits of MINI Purchase

  • Fixed payments mean it is It is easy to budget
  • Unrestricted mileage means you can take to the road as often as you like
  • The MINI is yours to keep at the end of the contract

For more information please contact your preferred MINI dealer

The Cooper Group Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Conduct Authority; we are not independent financial advisers, and if you are funding a vehicle purchase we use a panel of selected lenders who may pay us for introducing you to them.