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Jaguar Finance

Whether you want to buy, hire or lease a new or used Jaguar, we can offer flexible finance schemes that suit your needs.

Available Jaguar finance options:

If you’d like regular monthly payments plus a minimum guaranteed future value for your Jaguar, then consider PCP Privilege from Jaguar.

How Jaguar PCP Works

  1. Choose the new or used Jaguar you want
  2. Agree your annual mileage
  3. Decide between a 20 or 48 month agreement period
  4. Jaguar will determine the Guaranteed Minimum Future Value (GMFV) of your car at the end of your agreement. The GMFV is deferred to the end of the agreement and is the optional final payment.
  5. The GMFV and any deposit are deducted from the price of your car. You make regular payments based on the remaining balance plus the agreement interest.

At the end of the agreement, just choose from one of the following options:

  • Renew: Choose a new car from your Jaguar dealer and use any excess value over the GMFV towards your deposit. You can trade in your old car or sell it privately. (GMFV is payable by the customer if the car is sold to someone other than back to the original selling dealer.)
  • Retain: To keep your car, you only need pay the GMFV.
  • Return: Simply return your Jaguar finance car in good condition and within the agreed mileage. If your car is worth more than the initially agreed GMFV, you will be due this difference back.
For more information about how PCP works and who it may be best suited to, visit our PCP finance guide here.

If you want to make one single payment upfront (you may be considering paying for your Jaguar outright), then an Advanced Payment Plan might be the right option for you.

How the Advanced Payment Plan Works

  1. Choose the new or used Jaguar you want
  2. Agree your annual mileage: Decide on 20 or 48 month agreement period
  3. Jaguar will determine the Guaranteed Minimum Future Value (GMFV) of your car at the end of your agreement. The GMFV is deferred to the end of the agreement and is the optional final payment. The GMFV is deducted from the price of your car; you simply pay the remaining balance plus the agreement interest as a single upfront payment.

At the end of the agreement, just choose from one of the following options:

  • Renew: Choose a new car from your Jaguar dealer and you and excess value over the GMFV (Guaranteed Minimum Future Value) on your current Jaguar towards your deposit. Alternatively you can trade in your old car or sell it privately.
  • Retain: To keep your Jaguar you only need to pay the GMFV.
  • Return: Simply return your car to Jaguar finance in good condition and within the agreed mileage.

The Benefits

  • No regular payments - By deferring part of the initial outlay until the end of the agreement term there is less to pay today!
  • Price Protection - The GMFV protects you against any potential fall in used car values.
  • Cost reduction - You can be driving a new Jaguar more often due to shorter terms, meaning your servicing and maintenance costs may be reduced.
  • Flexibility - you choose the deposit, annual mileage and agreement term to suit your needs
  • Choice - at the end of the term Buy the car, part-exchange it or just return it, the choice is all yours!
If the Jaguar Advanced Payment Plan sounds like the right finance option for you, contact your nearest Jaguar dealership for more information.

How Jaguar's Hire Purchase works

  1. Choose the Jaguar you want,
  2. Agree the amount of deposit you want to pay/or part exchange value
  3. Decide your agreement term between 12 and 60 months.
  4. Any deposit is deducted from the price of your car. You make regular payments based on the remaining balance plus the agreement interest.
  5. Once all payments have been made, you will own your Jaguar outright.

The Benefits

  • Easy budgeting - regular payments
  • You own your Jaguar at the end of the agreement with no deferred lump sum to pay
  • Early repayment option

Balloon Hire Purchase option

Only difference from above - there is a larger 'balloon' payment deferred to the end of the agreement. This reduces the fixed regular payments. However, unlike Jaguar Freedom, the final balloon payment is not optional and the future value of your vehicle is not guaranteed.

The Benefits

  • Easy budgeting - fixed regular payments
  • Reduced regular payments - because the balloon payment is deferred to the end of the agreement.
  • You own your Jaguar at the end of the agreement

For more information about how Hire Purchase works, visit our hire purchase funding explained guide

How Jaguar's PCH Finance works?

  1. Choose the Jaguar you want
  2. Agree your annual mileage
  3. Decide your hire period between 24 and 48 months
  4. Choose the right service, maintenance and repair package for you
  5. Your rental is calculated on the above
  6. At the end of the term simply return your Jaguar (within agreed mileage and good condition)

The Benefits

  • Easy Budgeting – low initial outlay and regular rental payments
  • Peace of mind – servicing. Maintenance and repair packages into one running cost
  • Flexibility – change your contract term and mileage if your circumstances change
  • No concerns over future value of your Jaguar
  • You don't have to worry about selling your vehicle at the end of your contract
For more information about how PCH works and who it is best suited to, visit our PCH finance guide.

How Jaguar's Business Contract Hire works

  1. We purchase the Jaguar you choose, allowing us to claim back the VAT. This means that your payments are calculated on a VAT exclusive price.
  2. Agree your annual mileage
  3. Decide your hire period between 24 and 60 months.
  4. Choose the right service, maintenance and repair package for you
  5. Your rental is calculated based on your choices.
  6. At the end of your term, simply return the vehicle to us (within the agreed mileage and in good condition), choose your next Jaguar and start again.

The Benefits

Rentals are lower as they are calculated on the VAT exclusive price of the vehicle

  • VAT registered businesses can reclaim a portion of the VAT paid on rentals, and all of the VAT paid on optional service maintenance and repair rentals
  • Rentals are allowable against tax
  • Off balance sheet funding
  • Low initial outlay and regular rentals for easy budgeting
  • Road Fund Licence included for the duration of your contract
  • Optional servicing, maintenance and repair packages bring all your running costs together in a rental
  • Flexibility to change your contract term and mileage should your circumstances change
  • No concerns over the future value of your vehicle
  • You don't have the worry of selling your vehicle at the end of your contract
For more information about how Inchcape supports businesses, visit our business users page or browse our business offers page.