PCP, or Personal Contract Purchase, is a very popular way of changing your car regularly, with lower fixed monthly payments and a minimum guaranteed value for your car when you change. Find out more.
HP, or Hire Purchase, is the traditional method of funding with a deposit then fixed monthly payments over a fixed term.
Our FCA registered number is 312637 (Inchcape Retail, First Floor, Unit 3140 Park Square, Solihull Parkway, Birmingham, B37 7YN). Confirmation of our authorisation can be established by contacting the FCA on 0800 111 6768 or by visiting their website: www.fca.org.uk/register.
Funding your purchase - Finance Agreements
Inchcape Retail Limited is a credit broker, not a lender. We work with a panel of selected lenders when arranging funding for your purchase and we do not charge our customers any fees for these services. These lenders may pay us a commission for introducing you to them.
Inchcape Retail Limited is authorised to advise on and arrange non-investment insurance policies for its customers. We work with a panel of insurers when arranging insurance for your vehicles. The names of these insurers can be made available upon request. We do not charge our customers any fees for providing this service. These insurers may pay us a commission for introducing you to them. To gain FCA authorisation our staff have been trained and assessed on general insurance and a structure has been put in place to ensure they will remain continually competent. When any of our staff make a recommendation of an insurance policy to you, take comfort that any such recommendation will be suitable for your needs, at the time the recommendation is made. To enable us to identify your requirements and assess your suitability with regards to products, we will at times seek relevant information about your personal and motoring circumstances. Should you wish to decline the opportunity to purchase any of the policies made available to you, you may refuse to provide the necessary information we would require to ascertain suitability. It is important, though, that any information you do provide us with is accurate and relevant. Inchcape Retail Limited is covered by the Financial Services Compensation Scheme (FSCS). Should we be unable to meet our liabilities as an insurance intermediary, and depending upon the type of business and the circumstances of your claim, you may be entitled to compensation. Insurance advising and arranging is covered for 90% of the claim, without any upper limit.