What is Motability?Introduced in 1977, over 600,000 people in the UK have enjoyed the options and independence the Motability Scheme can bring, but what is it?
The Motability Scheme, available through Inchcape, has been designed to help disabled people remain mobile by allowing them to use their weekly mobility allowance to cover the cost of leasing a brand new vehicle. Even if you do not or cannot drive, you can still use the scheme and nominate three people to drive for you.
Benefits of MotabilityMotability provides a complete package which includes insurance, servicing, breakdown cover and maintenance. Therefore, many of the additional costs which are part of running a car are covered. Many Motability cars available through Inchcape require no upfront payment, these can be found here.
Moreover, many adaptions to the vehicle can be made free of charge to make the cars more driveable. These could be modifications such as steering aids and hand controls.
A further benefit is the generous mileage limit of 60,000 miles over the three year lease period.
Funding MotabilityMotability is designed to be as simple and easy as possible. The scheme uses your mobility payment to help cover the cost of a new car. You can exchange all or part of your mobility allowance, car payments are deducted from the allowance and paid directly from the Department for Work and Pensions.
There are many types of mobility payments which can be used including:
• Higher Rate Mobility Component of Disability Living Allowance
• Enhanced Rate of Mobility Component of Personal Independence Payment
• War Pensioner’s Mobility Supplement
• Armed Forces Independence Payment